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Credit Card BIN Files

Traditional consumer fraud protection tools are, mostly, based on geo-location. But merchants can get additional fraud protection capabilities if they use payment card BIN files. First 6 digits of a payment card number (or, to be exact, the range these digits belong to) are a source of data, which a merchant can and should use. The data includes ...

Split Funding and Adaptive Payments

While in traditional residual revenue sharing models the merchant fees were distributed among up to three parties, such as MSPs, ISOs, resellers, modern-times merchant services market calls for more sophisticated residual revenue sharing mechanisms.

These mechanisms should provide opportunities for sharing not ...

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