Multiple merchants, who do not yet have any EMV terminal solution in place, are considering options of becoming EMV compliant. Conceptually, we can divide these merchants into several groups. Some merchants are using terminal solutions, standalone or integrated, provided by their MSP. No matter, whether a merchant’s terminal solution is integrated with the POS system, or not: the merchant can either try to resolve the issue of EMV compliance with its current MSP, or address a new one. Other merchants prefer to use their own payment terminal solutions, devised by their internal development teams. So, these merchants face the challenge of EMV certification on the way to making their proprietary solutions EMV compliant.
You can find more information on how to become EMV compliant in the respective post on Paylosophy.